MedXpert
Making sense of...
MATERNITY
COVER
WE KNOW HOW MUCH YOU VALUE YOUR BABY'S HEALTH.
LET US HELP YOU UNDERSTAND THE COMPREHENSIVE
MATERNITY BENEFITS OFFERED BY YOUR MEDICAL SCHEME.
Covered for the entire journey
Why invest in health cover during pregnancy?
Medical scheme membership ensures access to quality private healthcare for both mom and baby. The cost of gynaecologist consultations, ultrasound scans, and delivery in a private healthcare facility can be overwhelming. By choosing health cover, you can have peace of mind knowing that you can afford the best care throughout your beautiful journey.
How does your medical scheme cover your pregnancy journey?
The maternity benefits offered by different medical schemes will vary based on your current medical scheme benefit option.
Pregnancy care benefits can include antenatal consultations with a GP or Gynaecologist, where you can go for 2D sonar scans to check the health of your unborn baby. This check will show you the growth and development of the baby, as well as its heartbeat. We know that 3D or 4D scans are ideal so some medical schemes are willing to contribute a portion to those fees.
Benefits covering the birth and afterwards:
Being a medical scheme member allows you to pre-book your hospital or home birth with a registered midwife. Some medical schemes even cover water births. The duration of your hospital stay will depend on your medical scheme option.
Breast feeding consultations, hearing tests and GP/Paediatrician consultations, up to 2 years of age, are some of the benefits offered to take care of the baby’s health after birth. Preventative Care Benefits will include an early childhood immunisation programme for children up to the age of six.
If your gynaecologist is charging higher fees than the rate paid by your medical scheme, certain Gap Cover products can protect against this financial risk.
Take out Medical Scheme cover before it is too late.
By planning, you can protect yourself and your family against future financial risks. Medical schemes cannot refuse you cover if you want to join while already pregnant, but they may exclude you from maternity benefits for the first 12 months of membership. However, your baby will have immediate cover at birth.
There are also health insurance products that offer affordable maternity benefits, although they may not be as comprehensive as a medical scheme.
Do you want to compare the maternity benefits offered by different medical schemes? Request a comparison
To access all your maternity benefits, remember to register with your medical scheme’s baby program, register your baby with the scheme as soon as possible, and obtain pre-authorization for your birth plans.
Need assistance from a MedXpert consultant? Contact us today to get the guidance and support you need throughout your pregnancy journey.
Let us help you make sense of your maternity cover. Contact MedXpert. GET ASSISTANCE
