Hospital Plan Prices
WE WILL FIND YOU THE BEST HOSPITAL PLAN
Do you want information about a Discovery hospital plan, a Momentum hospital plan, or a Bonitas hospital plan? What about medical insurance with a hospital plan or a hospital plan for pensioners?
WE CAN HELP YOU TO COMPARE HOSPITAL PLAN PRICES OFFERED BY ALL MEDICAL SCHEMES IN SA.
Do you want information about Discovery Health, Momentum or Bonitas hospital plans? What about medical insurance with a hospital plan, or a hospital plan for pensioners?
FREQUENTLY ASKED QUESTIONS
Hospital plans generally cover in-hospital treatment and associated expenses such as hospitalisation, surgeries, maternity cover, and emergency care. However, they typically do not cover day-to-day medical expenses like doctor visits or medications outside of the hospital.
When joining a medical scheme for the first time, most hospital plans have waiting periods for pre-existing conditions, during which they might not cover treatment related to those conditions. After the waiting period, some plans might offer partial or full cover for pre-existing conditions, but this varies between medical schemes.
All registered medical scheme hospital plans have to cover medication prescribed for the 27 chronic disease list conditions. The Prescribed Minimum Benefit Condition Treatment Plan for each of these conditions will also include certain out-of-hospital benefits like doctors and specialist consultations, as well as certain diagnostic tests and checks.
More affordable hospital plans often have a network of preferred hospitals and specialists. Choosing healthcare providers outside of this network might result in additional out-of-pocket expenses. It’s advisable to check the list of approved hospitals and specialists within your plan’s network. It’s also advisable to add Gap Cover to your hospital plan to help cover any payment shortfalls for in-hospital specialist treatment.