
Late Joiner Penalty Explained: What It Means for New Medical Scheme Members
This blog unpacks:
- What a late joiner penalty is,
- When schemes can apply it,
- How it is calculated,
- And more – at no cost to you.

This blog unpacks:

January can be confusing for anyone on medical aid. Benefits reset. Rules change. Chronic approvals need redoing.
A MedXpert healthcare broker can help you

The 2026 benefit and premium review period can feel overwhelming, but MedXpert brings


Many women don’t realise that applying for medical aid after conception will mean paying out of pocket for the full experience, unless State services are utilised. This guide breaks down:
Empower yourself this Women’s Month by learning how to plan smarter for your pregnancy journey.

In this blog, we explore how mental health benefits are shaping South African medical schemes:
Need help comparing your options? MedXpert is here to guide you.

At MedXpert, we want you to travel confidently this holiday season. In this article, we cover:

Not sure if you’re overpaying for medical aid? It might be time to compare medical aid plans. This guide breaks down:

When it comes to choosing between a hospital plan and other plan types within a medical aid, understanding the key differences is essential. In this blog we will explore:

Navigating medical aid waiting periods is essential for making informed healthcare decisions. In this guide, we explore: